Estimate your payments

Please adjust the options below so we can estimate the most accurate monthly payments.

Your estimated credit score
Loan term
Down payment

Get Online Pre-Approval for Financing in Encinitas, CA

No matter your credit situation, the Herman Cook Volkswagen financing specialists can help tailor a finance package to fit your needs. Our experience with a wide variety of financial institutions helps us provide financing for all credit levels. To get started, just complete our secure online credit application. We'll help you get pre-approved, making it even easier for you to shop for your next vehicle.

GoDaddy Seal
Contact Info
Employment info
Tell us about the vehicle you want

* Privacy Statement 

Please review the following privacy statement before submitting your application:

Guiding Principles:

In connection with your transaction, Herman Cook Volkswagen may acquire information about you as described in this notice, which we handle as stated in this notice.

We may collect personally identifiable information such as name, postal address, telephone number, e-mail address, social security number, date of birth, etc. This personal information is collected and used by Herman Cook Volkswagen staff for the purpose of facilitating a relationship or business transaction.

Our website resides behind a firewall and uses SSL (Secure Sockets Layer, the industry-standard security protocol used to communicate with browsers) to transmit personal information. Data is strongly encrypted during transmission to ensure that personal and payment information is secure. Industry-standard data encryption techniques are used to protect personal information.

By clicking the box above, you are agreeing to the following:

I agree to give permission for the above applicant(s) Consumer Credit Report(s) be obtained, at no cost to me, in order to help determine the types and extent of financing which are available:

"We," "us" or "our" shall include VW Credit, Inc., Volkswagen Credit, Audi Financial Services, Ducati Financial Services, JP Morgan Chase Bank, U.S. Bank N.A, Consumer Portfolio Services, Inc. (CPS), Fifth Third Bank, Santander Consumer USA, Flagship Credit Alliance, Capital One Auto Finance, VW Credit Leasing, Ltd. and any and all of their respective parents, subsidiaries, affiliates, agents and independent contractors.

CONSUMER REPORT. You authorize and understand a consumer report may be requested in connection with this consumer credit application or in connection with updates. renewals. extensions. or enforcements of any credit granted as a result of this consumer credit application. If you ask. you will be told whether or not a consumer report(s) was/were obtained. and if such report(s) was/ were obtained. told the name and address of which was voluntarily provided by you. You understand that we may retain this consumer credit application whether or not it is approved. CREDIT INVESTIGATION. You authorize the selling dealer and VW Credit. Inc. to start a credit investigation based upon the above information. The information you provided is true and accurate to the best of your knowledge and that you are at least 18 years of age. BANKRUPTCY. A bankruptcy proceeding is not presently in progress nor expected. TELEPHONE COMMUNICATIONS. You agree that any telephone communications regarding this consumer credit application or credit extended upon approval of this application may be carried out with prerecorded/artificial voice messages. monitored and/or recorded to assure quality service with us. You give us. or our third party debt collector. permission to make telephone calls and send text messages to you at any telephone number. including numbers assigned to a mobile. wireless or cellular service. you provide to us or at which we reasonably believe we can reach you. including calls and messages made using an autodialer or prerecorded message even if that may result in a charge to you. You agree that we can send disclosures electronically at the e-mail address you have given us and that it is your responsibility to update changes of name. address. telephone number or employment. FAIR CREDIT REPORTING ACT DISCLOSURE. This application credit sale may be considered by the dealer and VW Credit. Inc.. as to whether it meets purchase requirements. CALIFORNIA RESIDENTS: A married applicant may apply for an individual account. OHIO RESIDENTS: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers. and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. MAINE, NEW YORK, RHODE ISLAND & VERMONT RESIDENTS: A consumer credit report may be requested in connection with this application or in connection with updates. renewals. extensions. or enforcements of any credit granted as a result of this application. Upon your request you will be informed whether or not a consumer credit report was requested. and if so. the name and address of the agency that furnished such report. You have the right to choose the agent and insurer for the insurance required by this transaction. but the insurer must be approved by the creditor. MASSACHUSETTS RESIDENTS:Massachusetts law prohibits discrimination on the basis of sex. marital status. age. or sexual orientation. MARRIED WISCONSIN RESIDENTS: No provision of a marital property agreement. a unilateral settlement agreement under Wis. Stat. § 766.59. or a court decree under Wis. Stat. § 766.70 adversely affects the interest of the creditor unless the creditor. prior to the time that the credit is granted. is furnished a copy of the agreement. statement or decree. or has actual knowledge of the adverse provision.

VW Credit, Inc. (d.b.a. Volkswagen Credit, Audi Financial Services and Ducati Financial Services) is a servicer for VW Credit Leasing, Ltd. and VCI Loan Services, LLC.

To help the government fight the funding of terrorism and money laundering activities. Federal law requires all financial institutions to obtain. verify. and record information that identifies each person who opens an account. What this means for you. When you open an account. you will be asked for your name, address, date of birth, and other information that will allow the lender to identify you. You may also be asked for your driver's license or other identifying documents.

Herman Cook Volkswagen does not sell, rent or disclose e-mail addresses to other organizations.